EPF 8% Means Paying More Income Tax ( For High Income Group )

Assume monthly basic salary is RM4000.

- If your monthly EPF contribution is 11% ( RM440 ), taxable income = RM3560, income tax payable = RM77.

- If your monthly EPF contribution is 8% ( RM320 ), taxable income = RM3680, income tax payable = RM109.

Conclusion : If you choose to contribute 8%, you will end up paying more income tax to the government,which will make the government richer. Finance Minister Najib said this measure is meant to boost up the slow-down market, but from this example we see that the money does not go into the market. Instead the money goes direct
into the government's pocket through the greater amount of income tax that we will have to pay. Obviously this measure does not help the market at all.

pEAce

Is a mental state of mind.
Very subjective in nature.
Therefore, misused by the younger generation.
As an escape route to run from an issue.
Seeking for peace is actually seeking to etress.
Therefore homosapiens out there do not misuse a word to confuse others.

CHANGE

1.The change will come to Malaysia in next General Election. If my prediction is right the 13th GE will create a tremendous change with the Pakatan Rakyat coalition will set major turnout and win the heart of Malaysian voters. The ruling party Barisan Nasional will have to wait and watch the game how the Pakatan master minds are going to break the 51 year of momentum.

2.UMNO is still very busy digging their own grave by fighting for the upcoming UMNO election next march. But the Pakatan coalition is breaking their mind to set a master piece for the next 13th General Election. No more race base party is supported in this new era. This has been proved by the American New president Barrack Obama the Democratic Party leader that people are ready for the change. Even he is a African American, his approach on change has made the people to choose him as a president. If the American can make it real why can’t we?

3. The 12th Malaysian GE result has given the ruling party a gentle warning so that they will take necessary action to rebuild peoples confident, but I don’t think they have learnt a lesson and still arrogant on what they are doing. If it still goes on for sure Barisan Nasional and its coalition will regret in the next GE. Day by day the UMNO lead government is doing mistake again and again by increasing the frustration of the people out there.

4. Race base party is no more entertain in the globalization world. Human are more mature now days and moving forward to a fair and peaceful world. Freedom in religion, practicing the rule of law, and fare treatment for all are those fundamental things need to be practice in our country. Only than Malaysia will move forward and can compete with the leading nation worldwide. If this country wants to have their own rule, and practices suppression, oppression and marginalization of some ethnic, I’m sure Malaysia will not ever be a country that everyone talks about.

5. Finally, if all this crab is still going on until the Next GE… I’m sure you should know what you suppose to do for a CHANGE to take place.

The CHANGE means by RPK

To President-elect Barack Obama of the United States of America
Your election to be the next President of the United States is a sweet victory for all who espouse change, fairness and equality. The reality of a you being a first term African-American senator being elected to the highest office in the nation, by her citizens representing all races and religious backgrounds, brings much hope and inspiration to all of us in Malaysia.
We Malaysians have been dulled into a sense of complacency for far too long by the propaganda that change is risky, that the time-tested Barisan Nasional leadership knows what is best for the people, and that 'Ketuanan Melayu' is the only way to go. Your message of “We are the change we seek” is equally fitting for us in Malaysia. May this historic moment be the catalyst to open our people's and politicians' eyes, that change is possible, that no barrier is too great if we so desire to transform this wonderful country of ours into a land that every Malaysian can truly call home .
When you said “"Let us resist the temptation to fall back on the same partisanship and pettiness and immaturity that has poisoned our politics for so long “, the message resonates all too clear for us and we do hope that we in Malaysia can also rise above the racial and religious politics to ensure a safe place under the sun for every Malaysian, regardless of race, sex, and religion. We want to celebrate and value our own diversity, and where caring for each other overcomes distrust between one another
We congratulate you on your victory, and we hope that it will bring about positive changes for the world, and inspire all Malaysians to reclaim our rights to determine how we want our beloved nation to change and progress

Source by malaysia today